Calculator Library

FREE CALCULATOR · EDUCATION PLANNING

Education Funding Quick Check

Estimate what one student's education may cost and how much more you may need to save.

Build a simple education estimate

Enter today's costs. Use one student and one program; the estimate holds those costs steady in today's dollars.

When and how long

First month of school Years of study

Education costs

Tuition, fees, and materials per year $ Living costs per month $ Living-cost months per school year One-time move or setup costs $ · optional

If the student lives at home, enter only the extra living costs you expect to cover. Zero is valid.

Education savings

Savings available now $ · optional Amount you save each month $ · optional Expected annual rate of return % · optional

Include any existing RESP balance in savings available now. The return grows savings until school starts; future grants are not added.

YOUR ESTIMATE

How much remains?

Enter the school, cost, and savings details to see a funding estimate.

When the details matter

Planning for more than one student?

The full Education Funding Planner adds child-specific RESP and Basic CESG projections, detailed living and move-out budgets, funding sources, year-by-year changes, and a full report.

Explore the full Education Funding Planner

This is a single-student estimate in today's dollars. It assumes the same entered costs each school year, the selected return on savings until school starts, no future grants, and no scholarship, work, family-support, or borrowing funding. Monthly saving starts after the current month and ends before school. It excludes taxes and inflation and does not assess student-aid eligibility.