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OAS Clawback Quick Check
Enter projected net income and gross annual OAS to estimate recovery tax, monthly reduction, and net OAS.
- One-person estimate
- Fixed 2026 threshold and recovery rate
- Immediate results
Start simple. Go deeper when you need to.
Estimate a potential OAS clawback in seconds, or build a fuller annual-income projection for two spouses.
ADVANCEDOne-time purchase
OAS Clawback & Annual Income Projection Calculator
Build a more detailed two-spouse projection using the income sources and adjustments that affect the OAS recovery-tax calculation.
- Retirement income for two spouses
- GIC interest, Canadian dividends, and capital gains or losses
- Pension splitting, distributions, and deductions
- Live income-room, clawback, and net-OAS results
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