Estimate an OAS clawback or retirement duration, compare RRSP and TFSA outcomes, plan retirement income, restructure debt, or test a portfolio across different market paths.
Paid calculators: One-time purchase. Lifetime access.
Four premium retirement calculators with their Planner Guides, plus all five Financial Planning Toolkit resources and the Companion Guide.
$219.95 bought separately
$99.99 once
Get Retirement ToolkitBuy nowAlready purchased? Get accessAll eight premium calculators with their Planner Guides, plus all five Financial Planning Toolkit resources and the Companion Guide.
$369.91 bought separately
$149.99 once
Get All AccessBuy nowAlready purchased? Get accessGet organized. See where you stand. Plan what comes next.
Five practical financial planning tools and a companion user guide, designed to help Canadians understand their finances, track their progress, and turn financial goals into action.
Includes three interactive Excel workbooks, two guided PDF checklists, and a step-by-step Companion Guide.
$39.99 CAD
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Estimate how long one retirement portfolio may support a consistent annual withdrawal that keeps pace with inflation.
Model retirement spending, income, taxes, assets, withdrawal order, survivor transitions, and portfolio sustainability year by year.
$69.99
Compare three CPP start ages, monthly payments, cumulative totals, and when a later start catches up.
Compare three CPP start ages and see how payment timing changes the cumulative result.
$29.99
Enter projected net income and gross annual OAS to estimate recovery tax, monthly reduction, and net OAS.
Model both spouses’ annual income and see how retirement income, investments, capital gains, pension splitting, distributions, and deductions affect OAS recovery tax.
$49.99
Compare one equal deposit, estimated RRSP deduction savings, and future after-tax values.
Compare equal deposits using your province, income, contribution schedule, and future withdrawal tax assumption.
$29.99
Compare one lump sum used to pay down your mortgage with investing the same amount.
Compare extra mortgage payments with investing the same cash, including renewals and payment changes.
$29.99
Estimate how a starting investment and monthly deposits grow along one of three illustrative market paths.
Explore how six fictional holdings respond to market paths, monthly deposits, timed crashes, and rebalancing.
$39.99
Estimate one student's post-secondary costs, savings gap, and a basic monthly saving target.
Estimate post-secondary costs and plan how savings, grants, family support, and student borrowing can cover them.
$39.99
Compare one current debt with one replacement offer to see how a financed fee, interest rate, and monthly payment affect payoff time and borrowing cost.
See exactly which debts move to a new facility, which balances remain, and how payment relief changes payoff time and borrowing cost.
$39.99