Build your estimate
Choose a horizon and a market path. The model invests each monthly deposit at the start of the month.
YOUR ESTIMATE
Where could it end?
Enter an investment, time horizon, and market path to see the estimate.
Ending value—
Includes your starting investment and deposits.
- Total invested
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- Modeled growth or loss
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- Portfolio Annualized Return
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Annualized Return is time-weighted: deposits affect ending value but are excluded from the return calculation. It starts with the first funded month.
OVER TIME
Portfolio path
See year-by-year values
| Year | Invested | Ending value |
|---|
When the details matter
Explore the full Portfolio Simulator Explore what changes the outcome
The paid Portfolio Simulator adds six fictional holding profiles, allocation choices, annual contributions, crash timing, monthly edits, and rebalancing.
Each selected market path is a fixed sequence of monthly changes. The Market path can fall as well as rise. This illustration does not predict future returns or account for taxes, fees, or inflation.